An act relating to creating the Land Access and Opportunity Revolving Fund

H 445 creates the Land Access and Opportunity Revolving Fund to support affordable housing for historically marginalized communities in Vermont. It is funded by a 1.5% income tax surcharge on earnings above $500,000 (repealed in 2031), administered by a new Land Access and Opportunity Board. The fund provides grants or loans for tenant-owned housing purchases, multi-unit renovations, cooperative housing development, and transitional housing projects with priority for marginalized groups. Projects must align with community resource integration, sustainable design, and support for those facing homelessness, disabilities, or justice system involvement.