An act relating to health insurance and Medicaid coverage for fertility care

H 302 requires Vermont health insurance plans and Medicaid to cover specific fertility-related services. It mandates coverage for fertility diagnostic care (all members), fertility treatment for those with infertility (including IVF procedures), and fertility preservation services (all members), while excluding experimental procedures and nonmedical donor/surrogacy costs. The law takes effect for health insurance plans on January 1, 2026, and Medicaid coverage depends on federal approval of a state plan amendment by September 1, 2025. This directly affects Vermont residents with health insurance or Medicaid seeking fertility care.