An act relating to miscellaneous unemployment insurance, workers' compensation, and employment practices amendments and to establishing the Vermont Baby Bond Trust

This bill amends Vermont's unemployment insurance system to improve how employers are charged for benefits, protect workers affected by major disasters, and strengthen protections against benefit fraud. It requires employers to be exempt from experience-rating charges when employees receive unemployment benefits due to federally declared disasters, and it updates rules for handling overpayments by allowing more flexible repayment plans and clearer waiver processes. The legislation also clarifies penalties for individuals who intentionally misrepresent information to claim benefits and mandates that the state provide written notice of rights to appeal overpayment decisions.