An act relating to health insurance and Medicaid coverage for fertility-related services

This bill requires health insurance plans and Vermont Medicaid to cover specific fertility-related services for all insured individuals and Medicaid beneficiaries. It mandates coverage for fertility diagnostic care, intrauterine insemination, at least three IVF retrievals with unlimited embryo transfers, fertility medications, and fertility preservation services including egg and embryo storage. The law prohibits insurers from charging higher rates or imposing restrictions based on the use of donor sperm, eggs, or embryos, while excluding experimental procedures and nonmedical costs like donor fees. Health insurance plans must apply these coverage requirements to policies issued on or after January 1, 2024, with Medicaid coverage pending federal approval of the state plan amendment.