Damages Amendments

SB 280 limits how much plaintiffs can recover for medical costs in injury lawsuits to only what was actually paid or will be paid, not the full billed amount. It requires plaintiffs to disclose details like health insurance coverage, letter of protection agreements, and payments to factoring companies when claiming medical damages. The bill specifies that evidence used to prove medical costs must focus on actual payments, including health plan obligations, rather than standard billing rates. This directly affects injury plaintiffs, healthcare providers, and insurers by changing how medical damage claims are calculated and verified in court.