Physical Therapy Payment Amendments

Added physical therapists to the list of providers who can be selected as primary care providers under accident and health insurance policies.

Modified cost-sharing rules to prohibit insurers from imposing higher copayments, coinsurance, or office visit deductibles for physical therapy visits than those applicable to primary care provider visits.

Added a prohibition against insurers charging higher premiums or additional expenses if an insured selects a primary care physician in accordance with the new physical therapist provisions.

Added a specific clause ensuring physical therapists cannot practice outside their defined scope of practice under the Physical Therapy Practice Act.

Updated the effective date for the new cost-sharing restrictions to January 1, 2027, for plans renewed or entered into on or after that date.