Vehicle Registration and Insurance Amendments

HB 47 requires all vehicle owners to maintain liability insurance *while operating* a vehicle on Utah highways (not just when registered). This directly affects all drivers, including nonresidents who stay in Utah over 90 days, who must meet Utah's insurance requirements during their stay. The bill amends Utah Code Section 41-12a-301 to clarify that insurance must be active whenever a vehicle is driven on public roads, with exceptions for off-highway vehicles, e-bikes, scooters, and school buses under specific conditions. It does not appropriate funds or change existing registration fees. The key change shifts the requirement from registration to active operation.