Automotive Repair Business Amendments

HB 522 requires motor vehicle liability insurance policies to cover the difference in a car's market value before and after an accident. It grants Utah's Insurance Department authority to create rules for calculating this coverage amount. The bill also mandates that automotive repair facilities use crash parts substantially equivalent to Original Equipment Manufacturer (OEM) parts, rather than cheaper alternatives. These changes directly affect car owners (through insurance coverage), repair facilities (through parts requirements), and the Insurance Department (through rulemaking authority).