A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".

This joint resolution seeks to block a rule issued by the Consumer Financial Protection Bureau (CFPB) that would have prohibited creditors and credit reporting agencies from using medical debt in credit reports. The CFPB rule, published in January 2025, aimed to prevent medical information from affecting consumers' credit scores. If approved, this resolution would nullify the rule, meaning creditors and credit bureaus could continue using medical debt in credit decisions. The measure directly affects credit reporting practices and consumer credit evaluations.