A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices".

This joint resolution seeks to disapprove a rule from the Bureau of Consumer Financial Protection that would have withdrawn a previous regulation on negative option marketing practices. The bill directly affects financial institutions and consumer protection agencies by attempting to keep the original 2023 rule in place rather than allowing its removal. If passed, the resolution would prevent the Bureau from rescinding the regulations that govern how companies handle automatic billing enrollments and opt-out procedures. The measure uses a formal congressional disapproval process to block the agency's proposed regulatory change and maintain existing consumer protection standards.