A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts".

This joint resolution seeks to overturn a Bureau of Consumer Financial Protection rule that withdrew an earlier regulation on debt collection practices involving nursing home debts. If passed, it would prevent the Bureau from removing the 2022 guidance that addressed how creditors should handle invalid nursing home debt accounts. The measure directly affects consumer financial protection agencies and debt collection practices related to nursing home care. It uses the Congressional Review Act process to disapprove the specific rule submission and ensures the withdrawn regulation remains in effect.