A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements".

This joint resolution seeks to disapprove a Bureau of Consumer Financial Protection rule that would remove protections against revoking or changing existing credit terms under the Equal Credit Opportunity Act. The bill directly affects lenders and financial institutions by preventing the agency from withdrawing the regulations that currently restrict how they can modify credit agreements. If enacted, the rule would have no legal effect, maintaining the existing framework that limits unfavorable changes to credit arrangements without borrower consent. The measure requires congressional approval to allow the agency to proceed with the withdrawal.