A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts".

This bill seeks to overturn a Bureau of Consumer Financial Protection rule that would have removed protections against unfair billing and collection practices for student loan debts discharged in bankruptcy. If enacted, it would prevent the agency from withdrawing the 2023 guidelines that established these consumer safeguards. The measure directly affects the Bureau of Consumer Financial Protection and would keep the original regulations in place rather than allowing their removal. It uses the Congressional Review Act process to formally disapprove the agency's action and nullify the rule.