A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

This joint resolution seeks to cancel a specific rule issued by the Bureau of Consumer Financial Protection that would have removed an earlier regulation about how consumer credit reports can be shared and used. The bill directly affects financial institutions, lenders, and other entities that rely on credit reporting rules to make lending decisions. If passed, the resolution would make the Bureau's proposed rule change invalid, keeping the existing framework for permissible uses of consumer credit reports in place. The measure uses a legislative veto process to disapprove the agency's action without requiring new legislation to replace it.