A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-02: Reopening Deposit Accounts That Consumers Previously Closed".

This joint resolution seeks to disapprove a rule from the Bureau of Consumer Financial Protection that would allow banks to reopen previously closed deposit accounts. The bill directly affects financial institutions and consumers by preventing the agency from implementing this specific policy change. If passed, the resolution would block the rule from taking effect, keeping the previous regulations in place regarding account closures. The measure requires approval from both the Senate and House of Representatives to become law.