A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".

This joint resolution seeks to disapprove a Bureau of Consumer Financial Protection rule that would have withdrawn a previous regulation on unlawful contract terms. The bill directly affects the Bureau of Consumer Financial Protection by preventing it from removing the existing guidance on unenforceable contract language. If passed, the resolution would keep the original Consumer Financial Protection Circular 2024-03 in effect, maintaining the current standards for consumer financial contracts. The measure uses the Congressional Review Act process to formally reject the agency's proposed regulatory change.