Telehealth Expansion Act of 2025

This bill amends IRS rules to require health insurance plans to cover telehealth services without applying deductibles, preventing plans from being disqualified as high-deductible health plans (HDHPs) solely because they waive deductibles for telehealth. It directly affects health insurance plans and employers offering HDHPs by changing how telehealth services are treated under IRS regulations. Key provisions include creating a specific exemption for telehealth services in the Internal Revenue Code and clarifying that such coverage does not disqualify plans from HDHP status. The changes take effect for plan years starting after December 31, 2024.