Stop the Wait Act of 2026

The Stop the Wait Act of 2026 eliminates the five-month waiting period required before individuals can receive Social Security Disability Insurance benefits, with a phased reduction starting in 2026 and full elimination by 2031. The bill directly affects people who are newly disabled and seeking federal financial support by allowing them to access these payments immediately upon approval rather than after a delay. Additionally, the legislation provides immediate Medicare coverage for eligible individuals under age 65 who lack other health insurance during this transition period. This change ensures that those without minimum essential coverage can enroll in Medicare Part A from the first month of their disability entitlement instead of waiting twenty-four months.