Right to IVF Act of 2026

The Right to IVF Act of 2026 establishes federal protections to ensure individuals can access assisted reproductive technology and intrauterine insemination without state-imposed restrictions, while also mandating that health insurance plans, Medicare, Medicaid, and the Federal Employees Health Benefits program cover these services. The bill defines these procedures broadly to include treatments like egg and embryo freezing and requires coverage regardless of whether a patient has been diagnosed with infertility. It further directs the Department of Defense and the Department of Veterans Affairs to provide fertility preservation and reproductive assistance to uniformed service members and veterans, including funding for egg or sperm retrieval and storage. Additionally, the legislation grants federal courts the authority to challenge and block any state laws that limit access to these reproductive treatments or discriminate against providers and patients based on protected characteristics.