AI Fraud Accountability Act of 2026

This bill, called the AI Fraud Accountability Act of 2026, makes it a federal crime to use artificial intelligence or other technology to create fake images or voices of real or imaginary people with the intent to defraud others of money or property. It also gives the Federal Trade Commission authority to enforce these rules and allows for criminal penalties including fines and up to three years in prison for violators. The law includes exceptions for law enforcement and intelligence activities, and it does not restrict parody, satire, or journalism protected by the First Amendment. Additionally, the bill creates a working group to develop best practices for detecting digital impersonation fraud and establishes international cooperation agreements to help combat cross-border violations.