ACCESS Act of 2026

The ACCESS Act of 2026 amends the Securities Act of 1933 to raise the crowdfunding offering threshold requiring public accountant reviews from $100,000 to $250,000. This directly affects small businesses seeking to raise capital through crowdfunding, reducing the regulatory burden for smaller funding rounds. The bill also allows the Securities and Exchange Commission to potentially increase this threshold further (up to $400,000) based on recommendations from small business and investor advocacy offices. These changes aim to streamline capital access for small businesses by adjusting the point at which more rigorous financial reviews are mandated.