Blockchain Regulatory Certainty Act of 2026

This bill clarifies that non-controlling blockchain developers and service providers - those who create or maintain distributed ledger technology without unilaterally controlling user transactions - will not be classified as money transmitters under federal law. It exempts these entities from money transmission licensing requirements and related registration obligations solely based on their core development or infrastructure activities. Key provisions define "non-controlling" providers and explicitly state they won’t be treated as money transmitters under sections 5330 or 1960 of U.S. Code. The bill does not alter existing anti-money laundering rules, financial institution classifications, or state laws, ensuring it only modifies specific regulatory treatment for eligible developers.