Global Climate Resilience Act of 2025

The Global Climate Resilience Act of 2025 allows the U.S. to reduce debt owed by eligible countries to fund climate resilience projects. Eligible countries must be low- or middle-income (per World Bank) or small island states (per UN), democratically elected, with no history of human rights abuses, and have a plan for climate adaptation activities. The bill enables "debt-for-resilience swaps," where U.S. debt reduction is tied to commitments for projects like disaster prevention, nature-based solutions, or recovery from climate events. It also requires the U.S. to advocate at international financial institutions for similar debt relief and support an international climate insurance program for rapid disaster recovery funding.