FINANCE Act

The FINANCE Act creates a new program to provide financial planning services to family caregivers of older adults and individuals with Alzheimer's or related disorders. It defines "family caregivers" as unpaid adult relatives (including older relatives age 55+ caring for children or disabled family members) who provide in-home care, excluding those with professional financial arrangements. The bill authorizes grants to state agencies, nonprofits, senior centers, and tribal organizations to deliver services like guidance on public benefits, budgeting, long-term care costs, debt management, and legal referrals for estate planning. All services must be accessible, including translation for non-English speakers and formats compatible with assistive technology. This directly supports unpaid caregivers managing financial stress while caring for loved ones.