NFIP Extension Act

This bill extends the National Flood Insurance Program (NFIP) through November 21, 2025, by changing key deadlines in the existing law. It directly affects homeowners and property owners in flood-prone areas who rely on NFIP insurance policies. The bill amends two specific sections: it pushes back the financing deadline from September 30, 2023, to November 21, 2025, and sets the program's expiration date to the same new date. If passed after September 30, 2025, the changes would apply retroactively as of that date. The bill does not create new rules or benefits - it simply keeps the current program operating longer.