Equal Employment for All Act of 2025

S 2798, the Equal Employment for All Act of 2025, prohibits most employers from using credit reports for hiring decisions or employment-related adverse actions. The bill amends the Fair Credit Reporting Act to ban employers from accessing or using credit history information (like credit scores or debt records) when making job offers, promotions, or other employment decisions, except for roles requiring national security clearances or when legally required. It also states that even if a job applicant consents to a credit check, employers cannot use it for hiring purposes. This directly affects most employers across all industries and job seekers who would otherwise face employment barriers due to credit history.