Wildfire Insurance Coverage Study Act of 2025

This bill directs the Government Accountability Office (GAO) to study wildfire insurance coverage in the United States. The study will examine wildfire risk trends, changes in insurance rates and availability over the past decade, state regulatory responses to coverage challenges, and challenges insurers face in pricing wildfire risk. It will specifically analyze how coverage affects homeowners and businesses in high-risk areas, including affordability and access to policies. The GAO must submit its findings to Congress within one year of the bill's enactment.