Climate Change Resiliency Fund for America Act of 2025

The Climate Change Resiliency Fund for America Act of 2025 establishes a federal fund to finance climate adaptation projects, directing at least 40% of funds toward communities disproportionately impacted by climate change, including environmental justice communities, frontline communities, and low-income communities. It creates a Climate Change Advisory Commission to develop guidelines for funding projects that improve infrastructure resilience, protect public health, and preserve ecosystems. The bill requires eligible entities to provide at least 25% of project costs (with waivers available for disadvantaged communities) and mandates compliance with prevailing wage standards for labor. Funds will be raised through $200 million annually in "Climate Change Obligations" (bonds), with potential for additional funding up to $800 million per year. The program supports concrete climate adaptation efforts addressing sea level rise, extreme weather, and environmental health risks.