Consumer Online Payment Transparency and Integrity Act

This bill (S 2266) requires businesses selling online services with automatic renewals or free trials to clearly disclose renewal terms and make cancellation simple for consumers. It mandates 7-day advance notice before charging for renewals, requires express consent for each renewal (not just initial sign-up), and prohibits deceptive "dark patterns" that hide cancellation options. Violations make renewals void and require full refunds for affected charges. The law directly affects subscription services (like streaming or software) and protects consumers from unexpected fees or hidden billing practices.