Flood Insurance Transparency Act of 2025

S 2052, the Flood Insurance Transparency Act of 2025, requires the National Flood Insurance Program to publicly release detailed flood risk and insurance data. It mandates the Administrator to make available property-level information (like risk assessments, claims history, and whether properties were built before/after flood maps), community-level flood hazard statistics, and details about multiple-loss properties - all without revealing personal owner information. The bill establishes an open data system for immediate public access and a searchable community database showing compliance status, flood-prone properties, and claims data. This directly affects the National Flood Insurance Program and provides researchers, developers, and the public with concrete data to improve flood risk understanding. The law focuses on transparency, not changing insurance rates or coverage.