Auto Reenroll Act of 2025

This bill modifies retirement plan rules to allow automatic reenrollment for employees who previously opted out of contributions. It permits employers to automatically reinstate 401(k) and similar retirement plan contributions after 1-3 years (unless employees actively opt out again), applying to both qualified automatic contribution arrangements and eligible automatic contribution arrangements. The change affects employees in employer-sponsored retirement plans who had previously chosen not to contribute, ensuring they are automatically enrolled again without needing to reapply. The policy applies to future plan years starting after the bill's enactment, with no retroactive effect.