Ending Administrative Garnishment Act of 2025

This bill suspends the federal government's authority to garnish wages for student loan borrowers starting upon enactment, directly affecting individuals with federal student loans facing wage deductions. It requires the Secretary of Education to submit a certification within one year detailing either a process to fix improper garnishments (including refunds within a week, employer verification, and borrower data tracking) or a decision to end garnishment entirely. The bill mandates that borrowers receive double the amount of improperly garnished wages within 10 days and holds employers liable for withholding wages after a suspension notice. It also prohibits wage garnishment for loans outstanding over 10 years.