SPARC Act

The SPARC Act creates a federal loan repayment program to address specialty healthcare shortages in rural areas. It provides up to $250,000 in repayment for specialty physicians (non-primary care doctors) and non-physician providers (like nurse practitioners) who commit to six years of full-time work in underserved rural communities. Eligible loans include federal education debts like Stafford and Perkins loans, with participants required to serve in designated shortage areas to receive benefits. The program prevents double-benefits with other federal loan forgiveness programs and requires annual reporting on program impact through 2033.