Winter Recreation Small Business Recovery Act of 2025

This bill expands eligibility for Small Business Administration disaster loans by adding "snow drought" to the list of qualifying disasters. It directly affects winter recreation small businesses (like ski resorts and snowmobile rentals) that suffer economic harm due to insufficient snowpack caused by low precipitation or warm temperatures. Key provisions require the SBA to issue implementing rules within 90 days and mandate a report assessing federal resources and adaptation strategies for businesses impacted by snow drought. The bill does not create new funding but adjusts existing programs under the Small Business Act to cover this specific climate-related disruption.