Health Data Access, Transparency, and Affordability Act of 2026

This bill requires group health plans to gain full, timely access to detailed claims data and pricing information from healthcare providers and administrators without restrictions. It mandates that these entities provide unmodified data in standard electronic formats within 15 days and prohibits contracts that limit access to payment formulas, audit rights, or fee structures. To ensure compliance, the legislation introduces annual attestation requirements for plans and establishes civil penalties of up to $10,000 per day for violations, while also banning contracts that attempt to shield violators from these fines.