Clean Slate through Repayment Act of 2026

This bill, titled the "Clean Slate through Repayment Act of 2026," establishes a process for individuals who have defaulted on federal student loans. It mandates that if a borrower fully repays the entire amount due on their defaulted federal student loan, the Secretary of Education, a guaranty agency, or the loan holder must request the removal of the default. This request is sent to any consumer reporting agency that was informed of the default. Consequently, the default and any related adverse information would be removed from the borrower's credit history.