HOPE with Fertility Services Act

This bill requires group health plans and health insurers that cover obstetrical services to also cover infertility and iatrogenic infertility treatments, including procedures like in vitro fertilization and egg freezing. It defines infertility as the inability to achieve pregnancy after 12 months of unprotected intercourse or after standard medical treatment, and iatrogenic infertility as fertility damage caused by medical procedures such as chemotherapy or radiation therapy. The legislation establishes coverage standards that cannot be more restrictive than those applied to other medical benefits, prohibits penalties against providers for offering these services, and requires annual compliance reporting to the federal government.