To amend title VII of the Public Health Service Act to strengthen the mental health workforce, and for other purposes.

This bill creates a federal loan forgiveness program to encourage mental health professionals to work in areas with shortages of care providers. It directly affects students and graduates enrolled in mental health training programs at minority-serving institutions who agree to work full-time in underserved communities for at least five years. Under the program, eligible individuals would receive loan deferment during their service period, and after completing five years of employment, the government would repay up to $200,000 of their outstanding student loans. The bill defines qualified mental health providers to include psychiatrists, psychologists, social workers, and other licensed professionals specializing in mental and behavioral health care.