To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions.

HR 6838 would require federal banking agencies (like the FDIC, NCUA, and Federal Reserve) to consider economic growth alongside safety and soundness when supervising banks and credit unions. The bill amends four key laws - the Federal Credit Union Act, Federal Deposit Insurance Act, National Bank Act, and Federal Reserve Act - to explicitly add "economic growth" as a required factor in regulatory decisions. This change modifies supervisory language to replace "safety and soundness" with "safety, soundness, and economic growth" in the National Bank Act and adds similar requirements elsewhere. It directly affects how agencies conduct examinations and set standards, without altering their primary mandate to ensure financial stability.