Stopping Bonuses for Unsafe and Unsound Banking Act

This bill freezes discretionary bonus payments to top executives at large banks ($50 billion+ in assets) when federal regulators issue a safety-related warning about the institution. It requires banks to pause these bonuses until the safety issue is resolved to the regulator's satisfaction, unless they submit and get approval for a remediation plan during the initial warning period. The key mechanism blocks bonus payments during active regulatory enforcement actions, with a temporary exception for banks actively working on a corrective plan. This directly affects senior executives at major banks like JPMorgan Chase, Bank of America, or Citigroup that meet the asset threshold.