Main Street Lending Improvement Act of 2025

HR 6600, the Main Street Lending Improvement Act of 2025, orders a study to examine how small business loans are processed across the U.S. It directs the government auditor (Comptroller General) to analyze disbursement times, approval rates, and loan amounts for small businesses in Appalachian and non-Appalachian regions from 2021 to 2024. The study will measure processing steps, accessibility, and efficiency, with a report due to Congress within two years. This bill does not change loan rules or provide funding - it only gathers data to inform potential future improvements to the small business loan system.