National Flood Insurance Program Automatic Extension Act of 2025

HR 6560, the National Flood Insurance Program Automatic Extension Act of 2025, prevents the National Flood Insurance Program (NFIP) from expiring by automatically extending its core operations until the end of the fiscal year following its terminal year, unless Congress passes new legislation. The bill ensures that existing flood insurance policies remain valid, claims continue to be paid, and the program’s administrative functions operate under the same terms and funding levels in effect before the expiration date. It specifically does not extend temporary programs like pilot projects or commissions with fixed termination dates. This procedural bill directly affects FEMA, policyholders, and insurers by maintaining uninterrupted flood insurance coverage without requiring new congressional action for the extension period.