IMPACT Act of 2025
The IMPACT Act of 2025 amends the Affordable Care Act to expand eligibility for catastrophic health insurance plans. Specifically, it allows individuals who do not qualify for financial subsidies or tax credits based on their household income to purchase these plans. This change modifies the existing rules that previously restricted catastrophic plans primarily to those with higher incomes who were ineligible for premium assistance. The new eligibility rules will take effect for insurance plan years starting six months after the law is enacted.
Bill status
in committee
1 of 4 stages cleared
Introduction
Dec 2025
Committee Review
Floor Vote
President
Introduced Dec 4, 2025
Last action Dec 4, 2025
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
2
Key actions
0
Committee
1
Dec 4, 2025
Committee
Referred to the House Committee on Energy and Commerce.
lower
Dec 4, 2025
Introduced
Introduced in House
lower
1 primary · 1 co-sponsor
Sponsors
Ask Maddy
·
AI policy assistant
Ask Maddy about HR 6421
Scope: US
Hi! I can help you understand HR 6421. What would you like to know?
Try one of these
i
Maddy answers using official bill text and legislative records. Always verify before sharing.
Sources cited inline