Modular Housing Production Act

This bill requires the Secretary of Housing and Urban Development to review Federal Housing Administration (FHA) construction financing programs for barriers preventing modular home developers from participating. The review will identify issues like payment timing during construction (draw schedules) and recommend changes to simplify access. Within one year, HUD must publish a report with these findings and potential policy adjustments. If changes are recommended, HUD would then propose a new payment schedule for modular home projects through a public comment process. The bill does not immediately change programs but sets a process to address existing obstacles for developers of modular homes.