HOPE Act
The HOPE Act extends enhanced premium tax credits through 2027, providing income-based subsidies for individuals with household incomes up to 935% of poverty level who purchase health insurance through ACA marketplaces. It imposes civil penalties of $10,000-$50,000 (and criminal penalties) for agents or brokers who provide false enrollment information. The bill requires new verification processes for agent-assisted enrollments, including documentation of consent and delayed commission payments, and mandates quarterly checks to remove deceased individuals from health insurance plans. These changes directly affect subsidy recipients and insurance agents/brokers operating in healthcare marketplaces.
Bill status
in committee
1 of 4 stages cleared
Introduction
Nov 2025
Committee Review
Floor Vote
President
Introduced Nov 20, 2025
Last action Nov 20, 2025
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
2
Key actions
0
Committee
1
Nov 20, 2025
Committee
Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
lower
Nov 20, 2025
Introduced
Introduced in House
lower
1 primary · 9 co-sponsors
Sponsors
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