Expanding Health Care Options for First Responders Act

This bill creates a new Medicare buy-in option for eligible retired or disabled first responders aged 50-64. It directly affects qualified law enforcement officers, certain emergency medical personnel, and federal firefighters who have separated from service due to retirement or disability. Key provisions include establishing a premium calculated based on Medicare's average costs, coordinating enrollment periods with the Affordable Care Act marketplace, and ensuring coverage counts as "minimum essential coverage" for tax purposes. The bill also prohibits Medicaid beneficiaries from using this option and requires outreach efforts (2027-2029) to help eligible individuals enroll.