Combatting Money Laundering in Cyber Crime Act of 2025

This bill expands the U.S. Secret Service's authority to investigate money laundering and cybercrime by explicitly adding these offenses to their existing mandate. It extends the period for sharing financial data with law enforcement from 5 to 10 years under FinCEN rules and increases reporting requirements for international financial institutions from 6 to 10 years. The bill also requires the Government Accountability Office to report on law enforcement's ability to identify and stop money laundering in cybercrime within one year of enactment. These changes directly affect federal law enforcement agencies, financial institutions, and cybersecurity investigators by strengthening investigative tools and data access.