Flood Insurance Transparency Act of 2025

HR 5607, the Flood Insurance Transparency Act of 2025, requires the National Flood Insurance Program (NFIP) to publicly share specific flood risk and claims data. It mandates the Administrator to make available, through an open-source system, property-level information (like loss ratios, claim amounts, and flood risk assessments) and community-level data (including flood hazard area statistics and multiple-loss property counts), while protecting personally identifiable information. This affects researchers, developers, and communities using NFIP data for flood risk analysis, but does not change insurance premiums or coverage. The bill establishes a searchable database for communities participating in the NFIP, detailing compliance status, flood hazard area construction dates, and historical claims data.