IMAGES Act of 2025

This bill requires the Federal Emergency Management Agency (FEMA) to improve flood insurance maps by mandating detailed address data and parcel information for every property. It updates mapping standards to ensure spatial accuracy, enhances stream flow monitoring systems for better flood risk assessment, and creates a public online repository with flood risk data, including maps and hazard analyses. The changes apply directly to the National Flood Insurance Program (NFIP), affecting homeowners in flood-prone areas through more precise risk assessments. FEMA must verify map data every five years and allocate 5% of flood insurance revenue toward maintaining these updated maps.