Sunshine on Solar Lending Act

HR 4489, the Sunshine on Solar Lending Act, requires creditors offering loans for solar energy systems (like panels, batteries, or EV chargers) to clearly disclose all fees to consumers in writing. It mandates that lenders show every fee charged to third parties (such as installers), compare the financed loan amount to the total cash price of the system, and ban forced arbitration for disputes. This directly affects homeowners seeking solar financing, solar installers, and the lenders providing these loans. The bill aims to prevent hidden costs and ensure transparency in solar financing transactions under existing Truth in Lending Act rules.